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Medical Stop Loss


We empower employers of all sizes to deliver competitive healthcare benefits.

At Tokio Marine HCC – Stop Loss Group, we help employers self-fund their employee benefit plans by providing financial protection from catastrophic risks that result from high-dollar claims, such as those associated with premature births, organ transplants, and cancer care. As we minimize employers' risk, they can better manage predictable expenses and gain more control of their financial results. Self-funded employers own the claims data, allowing them to customize and enhance their benefit plan to provide a competitive healthcare package.


Medical Stop Loss

Medical stop loss insurance protects employers with self-funded health plans against the risk of severe losses.

Captive Stop Loss

Controls the severity of risk in a self-funded program through a stop loss captive.

Taft-Hartley

Specifically designed and dedicated unit to meet the unique needs of Taft-Hartley union plans.

Organ Transplant

Fully insured option that coordinates with Medical Stop Loss to protect a self-funded plan from losses due to transplant exposures.

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